Personal Finance

Know where every dollar comes from — and where it goes. SheetShark’s income and expense tracker spreadsheet is a simple personal finance ledger for households, side hustles, and freelancers who want clarity without full accounting software. Key Features Separate income and expense logs with running monthly and yearly totals Category breakdowns for bills, groceries, income streams, and custom labels Dashboard summ...

Give every dollar a job before the month begins. SheetShark’s zero-based budget spreadsheet follows the zero-based method — income minus planned expenses equals zero — so you allocate money intentionally across the full year in Excel or Google Sheets. Key Features Month-by-month allocation tables tied to your income targets Category planning for fixed bills, variable spending, savings, and debt Planned vs. actual...

Plan the year ahead instead of guessing month to month. SheetShark’s annual budget spreadsheet template helps you set yearly income and expense targets, spread seasonal costs, and spot big bills before they land — in Excel or Google Sheets. Key Features Twelve-month budget grid with income, expenses, and net balance Automatic annual totals and averages as you enter data Category sections for housing, transport, l...

Your checking balance is not the whole story. SheetShark’s net worth tracker spreadsheet records assets, debts, and monthly snapshots so you can see whether wealth is actually growing — with a clear dashboard in Excel or Google Sheets. Key Features Asset register for cash, investments, property, and other holdings Liability log for loans, cards, and outstanding balances Automatic net worth calculation as figures ...

Attack debt with a clear order and visible wins. SheetShark’s debt snowball spreadsheet ranks balances from smallest to largest, tracks payments, and projects payoff dates so motivation stays high — in Excel or Google Sheets. Key Features Snowball ordering that prioritizes quick balance eliminations Payment log with principal, interest, and remaining balance updates Payoff date projections based on your monthly c...

A budget only works if you open it every payday. SheetShark’s monthly budget spreadsheet pairs planned amounts with real transactions so you always know what is left in each category before the month ends — in Excel or Google Sheets. Key Features Income and expense sections with planned vs. actual comparisons Categories for bills, food, transport, fun, and savings Running balance that updates as you log spending ...